FD / RD Calculator
Calculate maturity value and interest for fixed and recurring deposits.
Maturity value
₹
Invested ₹ · Interest ₹
Matures around
Why you’ll love FD / RD Calculator
Instant & free
No signup, no paywall, no limits — FD / RD Calculator works the moment the page loads.
Completely private
Everything runs in your browser. Nothing you enter is ever uploaded or stored on a server.
Works on any device
Fully responsive and touch-friendly — use it on your phone, tablet or desktop.
Accurate & clear
Built on the real formulas, with a breakdown you can actually trust.
How to use it
Open it
No download and no login — the tool is ready right at the top of this page.
Use it
Enter your details or start interacting. Everything updates live as you go.
Get your result
Copy, download or share your result in a single tap. That’s it.
About FD / RD Calculator
An FD calculator helps you determine the maturity value and total interest earned on a fixed deposit investment. Whether you're planning savings with a bank or comparing different deposit schemes and interest rates, this free tool calculates exactly how much your investment will grow over time. Simply enter your principal amount, annual interest rate, and tenure to see your total returns.
If you prefer to invest systematically, the RD calculator computes the maturity value of recurring deposits where you contribute a fixed amount every month. Recurring deposits are ideal for building savings gradually without requiring a large upfront investment, making them accessible to most investors. This calculator factors in both your monthly contributions and the compounding interest earned over your chosen investment period.
This calculator runs entirely in your browser—no signup required, no personal data stored on servers, and everything stays on your device for privacy. It works offline too, so you can check your fixed deposit maturity value or RD calculations anytime without an internet connection. Whether you're exploring savings options or verifying your bank's stated calculations, you get instant, accurate results for financial planning.
Popular uses
Frequently asked questions
Enter your principal amount, annual interest rate, and tenure in years. The calculator instantly shows your maturity value and total interest earned. Most banks compound interest quarterly, though some offer monthly compounding—select the correct frequency for accuracy.
An FD calculator computes returns on a lump-sum investment made once. An RD calculator handles monthly contributions, calculating growth as you add funds regularly. RDs are better for investors who can't deposit a large sum upfront.
Yes, it uses standard interest calculation formulas. For the most accurate result, match the compounding frequency to your bank's terms—quarterly is common, but some banks use monthly or annual compounding.
Yes, this tool runs entirely in your browser. Once loaded, it works without an internet connection, and your data never leaves your device. No signup or account creation is needed.
FD / RD Calculator is 100% free — no signup, no watermarks and no usage limits. It’s one of 200+ free tools we build and give away.
It uses the standard formulas and shows its working, so you can verify every number. For big decisions, treat the result as a reliable estimate.
More Calculators
From our collection of 317 free tools.
People also use
We built this. We can build yours.
FD / RD Calculator is one of 200+ free tools from Workaholic Developers — a software & AI studio. Need a website, app, AI agent or automation? Let’s talk.
🇮🇳 Built by Workaholic Developers
We built this little toy in days. Imagine what we’ll build for you.
AI agents, web apps, automation, custom tools — designed and engineered fast, on whatever tech fits the job. If you can describe it, we can build it.