FD / RD Calculator

An FD calculator helps you determine the maturity value and total interest earned on a fixed deposit investment. Whether you're planning savings with a bank or comparing different deposit schemes and interest rates, this free tool calculates exactly how much your investment will grow over time. Simply enter your principal amount, annual interest rate, and tenure to see your total returns.

If you prefer to invest systematically, the RD calculator computes the maturity value of recurring deposits where you contribute a fixed amount every month. Recurring deposits are ideal for building savings gradually without requiring a large upfront investment, making them accessible to most investors. This calculator factors in both your monthly contributions and the compounding interest earned over your chosen investment period.

This calculator runs entirely in your browser—no signup required, no personal data stored on servers, and everything stays on your device for privacy. It works offline too, so you can check your fixed deposit maturity value or RD calculations anytime without an internet connection. Whether you're exploring savings options or verifying your bank's stated calculations, you get instant, accurate results for financial planning.