Old vs New Tax Regime Calculator (India)
Enter your income and deductions once and see your tax under both Indian regimes side-by-side — with the cheaper one highlighted and the rupee saving.
Deductions — Old regime only ₹
Applied to Old regime: ₹ · auto-capped at legal limits. The New regime ignores these.
Enter your annual income to compare both tax regimes
₹0
₹
Old Regime
₹0
total tax payable
New Regime
₹0
total tax payable
Pick the — it keeps ₹ more in your pocket this year. Either regime leaves you with the same tax this year — pick whichever is simpler to file. Break-even: the Old regime only wins once your total deductions (incl. standard) reach ≈ ₹.
Estimate for , slabs as per Union Budgets 2024–2026 (Budget 2026 kept FY 2026-27 slabs unchanged). Old regime uses age-based basic exemption and your entered deductions (auto-capped); the New regime allows only the ₹ standard deduction for salaried. 87A rebate makes tax nil up to ₹5L taxable (old) / ₹ taxable (new), with marginal relief just above that in the new regime. Excludes surcharge on very high incomes and some edge deductions — verify with a tax professional.
Why you’ll love Old vs New Tax Regime Calculator (India)
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No signup, no paywall, no limits — Old vs New Tax Regime Calculator (India) works the moment the page loads.
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Everything runs in your browser. Nothing you enter is ever uploaded or stored on a server.
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Fully responsive and touch-friendly — use it on your phone, tablet or desktop.
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Built on the real formulas, with a breakdown you can actually trust.
How to use it
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About Old vs New Tax Regime Calculator (India)
Quickly compare your tax liability under India's old and new tax regimes. Enter your income and deductions once, and see both calculations side-by-side with the cheaper option highlighted and your potential savings in rupees. This old vs new tax regime calculator helps you understand which regime is better for your specific financial situation without guesswork.
The new regime offers lower tax rates but limits deductions, while the old regime lets you claim exemptions under sections 80C, 80D, 80E and others. For many earners, particularly those with salaried income, the choice isn't obvious—it depends entirely on your deductions. Our India tax calculator removes the confusion by showing your exact numbers for both.
Whether you're deciding for the first time or reconsidering your annual choice, this tool includes section 87A rebate calculations and works entirely in your browser with no signup required. Your data never leaves your device, and results are instant. Compare income tax regimes accurately in seconds.
Popular uses
Frequently asked questions
It depends on your income and deductions. The new regime suits earners with minimal deductions, while the old regime benefits those claiming significant exemptions. Use this old vs new tax regime calculator to enter your actual numbers and see which delivers lower tax—this comparison is more reliable than general advice.
Section 87A provides a rebate on tax for individuals with total income under ₹5 lakhs (in the old regime). This calculator automatically applies the rebate where applicable, reducing your actual tax liability. The rebate is included in your final calculation for accurate comparison between regimes.
Enter deductions you claim under sections 80C (LIC, PPF, ELSS), 80D (health insurance), 80E (education loan interest), and similar exemptions available under the old regime. The new regime doesn't allow most of these, which is why comparing both matters. Check your ITR or Form 16 for your actual figures.
Yes, the old regime is optional while the new regime is the default (though you must opt-out actively). You can switch each financial year based on your circumstances. Many use this new regime vs old regime calculator annually to make the best choice for that year's income and deductions.
Old vs New Tax Regime Calculator (India) is 100% free — no signup, no watermarks and no usage limits. It’s one of 200+ free tools we build and give away.
It uses the standard formulas and shows its working, so you can verify every number. For big decisions, treat the result as a reliable estimate.
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