Old vs New Tax Regime Calculator (India)
Enter your income and deductions once and see your tax under both Indian regimes side-by-side — with the cheaper one highlighted and the rupee saving.
- 🧮 Calculator
- ✓ Free
- ✓ No sign-up
- ✓ Private — runs in your browser
- ✓ Any device
Deductions — Old regime only ₹
Applied to Old regime: ₹ · auto-capped at legal limits. The New regime ignores these.
Enter your annual income to compare both tax regimes
₹0
₹
Old Regime
₹0
total tax payable
New Regime
₹0
total tax payable
Pick the — it keeps ₹ more in your pocket this year. Either regime leaves you with the same tax this year — pick whichever is simpler to file. Break-even: the Old regime only wins once your total deductions (incl. standard) reach ≈ ₹.
Estimate for , slabs as per Union Budgets 2024–2026 (Budget 2026 kept FY 2026-27 slabs unchanged). Old regime uses age-based basic exemption and your entered deductions (auto-capped); the New regime allows only the ₹ standard deduction for salaried. 87A rebate makes tax nil up to ₹5L taxable (old) / ₹ taxable (new), with marginal relief just above that in the new regime. Excludes surcharge on very high incomes and some edge deductions — verify with a tax professional.
Why you’ll love Old vs New Tax Regime Calculator (India)
How to use it
- 01
Open it
No download and no login — the tool is ready right at the top of this page.
- 02
Use it
Enter your details or start interacting. Everything updates live as you go.
- 03
Get your result
Copy, download or share your result in a single tap. That’s it.
About Old vs New Tax Regime Calculator (India)
Quickly compare your tax liability under India's old and new tax regimes. Enter your income and deductions once, and see both calculations side-by-side with the cheaper option highlighted and your potential savings in rupees. This old vs new tax regime calculator helps you understand which regime is better for your specific financial situation without guesswork.
The new regime offers lower tax rates but limits deductions, while the old regime lets you claim exemptions under sections 80C, 80D, 80E and others. For many earners, particularly those with salaried income, the choice isn't obvious—it depends entirely on your deductions. Our India tax calculator removes the confusion by showing your exact numbers for both.
Whether you're deciding for the first time or reconsidering your annual choice, this tool includes section 87A rebate calculations and works entirely in your browser with no signup required. Your data never leaves your device, and results are instant. Compare income tax regimes accurately in seconds.
Popular uses
- ✦ Salaried employees comparing whether Section 80C investments make the old regime worthwhile
- ✦ Self-employed and freelancers evaluating tax impact of business deductions against new regime rates
- ✦ Deciding whether to contribute to NPS or PPF based on 80CCC and 80CCE deduction benefits
- ✦ Planning annual tax liability and understanding if you'll benefit from section 87A rebate
- ✦ Checking if recent health insurance premium (80D) changes affect which regime saves more tax
Frequently asked questions
Which tax regime is better for me?
How does section 87A rebate apply in this calculator?
What deductions can I enter in this income tax regime comparison?
Can I switch between tax regimes every year?
Is Old vs New Tax Regime Calculator (India) free to use?
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