Ganito: GST & EMI Calculator — Every calculation, correct and offline

In short

Ganito is the calculator app for Indian homes and shops: 42 tools, from GST invoices and loan EMIs to state-wise bigha and income tax, with every rate cited. Offline, two taps away, and on your home screen too.

Category: Finance
Runs on: iOS and Android
Status: Coming soon to the stores
Website: ganito.wdlab.app
Made by: Workaholic Developers

What Ganito does.

GST: add or remove, CGST + SGST or IGST, every GST 2.0 slab, quick invoices as PDF
Loan EMI with prepayment, rate changes and two-loan comparison
SIP, FD, RD, PPF, Sukanya Samriddhi, NSC and EPF at current rates
Income tax: new vs old regime for FY 2025-26 and 2026-27
Land units by state (bigha, gaj, kanal, marla) and offline currency rates
Hindi beside the English, lakh and crore by default, widgets and Siri

Who Ganito is for

For households and shopkeepers in India who work out GST, loan EMIs, savings returns, income tax or land units through the day. Ganito keeps those sums in one offline app and names the source of each rate.

How Ganito works

01
Open the tool you need, such as GST, loan EMI, SIP, income tax or land units.
02
Enter your numbers and read the answer as a plain sentence, in lakh and crore.
03
Keep it on the tape, share a quick invoice, or redo it from a home-screen widget.

Questions about Ganito

What is Ganito?

Ganito is the calculator app for Indian homes and shops: 42 tools, from GST invoices and loan EMIs to state-wise bigha and income tax, with every rate cited. Offline, two taps away, and on your home screen too.

Does Ganito work without internet?

Yes. Every tool works offline; only updating currency rates needs a connection, and you can switch that download off.

Why is my bank's EMI slightly different?

Ganito sticks to the usual reducing-balance method. A bank may round the instalment, count interest from the day the loan was paid out, or fold insurance into it, which usually explains a gap of a few rupees.

Which years does the income tax tool cover?

FY 2025-26 by default and FY 2026-27, comparing the new and old regimes. Income taxed at special rates, such as capital gains, is left out.

Can I change a number after calculating?

Yes. Tap any line on the tape, change it and press equals, and every line after it is worked out again.

When can I get Ganito?

Ganito is coming soon to the App Store and Google Play. Its website, ganito.wdlab.app, will link to the stores the day it is live.

Which phones does Ganito run on?

iOS and Android.

Who makes Ganito?

Ganito is made by Workaholic Developers, an international software company with teams in Canada and India, which also builds ClassTrack, Mailaholic and the Noodle games.